In these current economic times, people spend much of their time worrying about their utility, maintenance, and insurance bills. For the most part, people have learned to cut back or go without completely. Rather than running the air conditioning, they spend hot summer days in an equally hot home using fans to blow around even hotter air. Instead of paying several thousand dollars to get their homes repainted, they let the wind and the rain take a toll on their homes and become satisfied with the way it look, and worst of all: rather than pay high premiums for home owners insurance they would rather take the chance and go without. There is one simple change that people can make that would take care of all of these issues and increase their property values: brick masonry.